Optional Coverages

Executive Health Options Optional Riders

These optional riders are available on EHO and ICE plans.

Optional Sports Rider*

The Optional Sports Rider provides additional coverage for extreme sports lifestyles.  Whether the insured's interests include mountaineering, skydiving, or whitewater rafting, electing the Sports Rider option will add coverage up to a lifetime maximum of $25,000 for these activities excluded by the standard plan. Coverage for contact sports, such as soccer or hockey, is added up to a lifetime maximum of $5,000.  The Sports Rider adds coverage for sports and athletics except those activities engaged in for wage, reward or profit.

Optional Dental Rider

If you purchase the optional Dental Rider, children age 9 to 16 are covered for preventative dental benefits, including routine oral exams every 6 months, flouride treatment every 12 months and bitewing x-rays every 24 months. All covered family members are covered for basic and major dental benefits. Basic benefits include periodontics, endodontics, extractions and fillings. Major benefits include crowns, bridges and dentures. Coverage is provided in most countries of the world at the insured's choice of dentists.

Optional Term Life and AD&D Insurance

For those who reside outside the US, the Optional Term Life and Accidental Death and Dismemberment insurance protects the insured's family and provides cash benefits in the event of the insured's death. The benefits available depend on age at the time of death or dismemberment. Option 2, which is available to insureds who are at least 19 but not yet 65, doubles the benefits available.

*Also available for Atlas Travel plans