Executive Health Options is a medically underwritten plan, which means that your family’s medical status and history will be used to determine your eligibility for coverage and your level of risk. When Underwriters review your Application, they will evaluate the medical information that you provide and determine whether coverage can be issued and if Riders are necessary. These Riders allow Underwriting to issue a Certificate by excluding coverage for specified conditions for specified periods of time.Your premium may be impacted by your body build.
If additional premium is due you will be notified after a medical underwriter has reviewed the application. If the underwriters assess additional premium or assign riders to the policy, the changes will be sent to the you for approval before the policy is issued.





