All content within the CAPCO HEALTH GROUP website, also known as capco.ca is provided for general information only, and should not be treated as a substitute for the medical advice of your own doctor or any other health care professional. CAPCO Health Group is not responsible or liable for any diagnosis made by a user based on the content of the  CAPCO  web site. CAPCO is not liable for the contents of any external internet sites listed, nor does it endorse any commercial product or service mentioned or advised on any of the sites. Always consult your own family physician or healthcare professional if you're in any way concerned about your health.

Copyright
All rights, including copyright and database right, in CAPCO's website and its contents, are owned by or licensed to CAPCO, or otherwise used by CAPCO as permitted by applicable law.

In accessing CAPCO's web pages, you agree that you will access the contents solely for your own private use but not for any commercial or public use except as contracted through a Preferred Producer Agreement. You can download and use the service on a single CPU at a time and you can print out a single hard copy of any part of the content on CAPCO's web site for your personal use.

Except as permitted above, you undertake not to copy, store in any medium (including in any other website), distribute, transmit, re-transmit, broadcast, modify, or show in public any part of CAPCO's web site without the prior written permission of CAPCO.

Terms and Conditions
Access to, and use of, this site is provided by CAPCO subject to the following Terms and Conditions:

Use of this site constitutes your acceptance of these terms and conditions, which take effect immediately on your first use of the site. CAPCO reserves the right to change these terms and conditions at any time by posting changes online.
You are responsible for reviewing regularly information posted online to obtain timely notice of such changes. Your continued use of this site after changes are posted constitutes your acceptance of this agreement as modified by the posted changes.
Material may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial home use. Any other use requires the prior written or contracted permission of CAPCO. You agree not to adapt, alter or create a derivative work from any of the material contained in this site or use it for any other purpose other than for your personal non-commercial use. You agree to use this site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party. Such restriction or inhibition includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person and the transmission of obscene or offensive content or disruption of normal flow of dialogue within this site.
This site and the information, names, images, pictures, logos and icons regarding or relating to CAPCO and/or any CAPCO licensed client, its products and services (or to third party products and services), is provided "AS IS" and on an "IS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. In no event will CAPCO and/or its licensed clients be liable for any damages including, without limitation, indirect or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortious action, arising out of or in connection with the use of the site. CAPCO does not warrant that the functions contained in the material contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, and reliability of the materials. The names, images and logos identifying CAPCO, its licensed clients or third parties and their products and services are proprietary marks of CAPCO, its licensed clients and/or third parties. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any licence or right under any trademark or patent of the CAPCO, its licensed clients or any other third party.
Where you are invited to submit any contribution to this site (including without limitation any text, graphics, video or audio) you are required by such submission to grant CAPCO a perpetual, royalty-free, non-exclusive, sublicenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to any such work worldwide and/or to incorporate it in other works in any media now known or later developed for the full term of any rights that may exist in such content, consistent with privacy restrictions set forth in CAPCO's Privacy Policy. If you do not wish to grant such rights to CAPCO, it is suggested that you do not submit your contribution to this site. By submitting your contribution to this site, you also warrant that such contribution is:

  • your own original work and that you have the right to make it available to CAPCO for all the purposes specified above;
  • is not defamatory; and
  • does not infringe any law.
  • That you:
    Indemnify CAPCO against all legal fees, damages and other expenses that may be incurred by CAPCO as a result of your breach of the above warranty; and

    Agree to waive any moral rights in your contribution for the purposes of its submission to and publication on the CAPCO site and the other purposes specified above.

If there is any conflict between these Terms and Conditions and/or specific terms appearing elsewhere on this site relating to specific material then the latter shall prevail.

If any of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any province, state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Province of Ontario, Canada. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of Ontario.
If these Terms and Conditions are not accepted in full, you do not have permission to access the contents of this website and therefore should cease using this website immediately.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Notice & Takedown Policy

If you have found material which you consider illegally held or published on our website, please contact us with the following information:

  1. Your contact details.
  2. The full details of the material.
  3. The website address where you found the material.
  4. A statement that, under penalty of perjury, you are the rights owner or are authorised to act for the rights owner.

The ‘Notice and Takedown’ procedure is then invoked as follows:

  1. Write to Reply will acknowledge receipt of your complaint by email or letter and will make an initial assessment of the validity and plausibility of the complaint.
  2. If plausible, the material will be immediately removed from the Write to Reply website pending further investigation.
  3. Write to Reply will endeavour to contact the individual responsible for the publication of the material. The individual will be notified that the material is subject to a complaint, under what allegations, and will be encouraged to assuage the complaints concerned.
  4. Write to Reply aims to resolve any issue swiftly and amicably with the complainant and to the satisfaction of both parties, with the following possible outcomes:
    1. The material is replaced on the Write to Reply website unchanged.
    2. The material is replaced on the Write to Reply website with changes.
    3. The material is permanently removed from the Write to Reply website.
  5. If Write to Reply and the complainant are unable to agree a solution, the material will remain unavailable through Write to Reply until a time when a resolution has been reached.

Contact CAPCO

161 Bay Street, 27th Floor
Toronto ON M5J 2S1 Canada

  1-888-775-5757

Fax:  416-352-0047

  executivehealth@capco.ca

How can we help you?

A Little About Us

We develop and deliver top quality health and related insurance products for the Canadian marketplace, and starting from the Canadian market, our products have found their way to an international clientele.